Money Management
-A Quick Checkup calculator that provides a fast, basic overview of your current financial situation.
-12 easy-to-use savings, debt, insurance, retirement and college planning calculators
-A comprehensive Money Management Workbook full of guidelines, checklists, and calculators. It includes:
• Five Steps to Taking Control of Your Money
• Five Steps to Taking Charge of Your Debt
• Five Steps to Evaluating Your Insurance Coverage
• Five Steps to Planning Your Retirement
• Five Steps to Planning for Your Child’s College Education

Insurance & Investments
-A variety of products provided by and through the CUNA Mutual Group to help meet your protection and investment needs. Products include:
• Life Insurance- three different term products, a premium calculator, Variable Universal Life, and how to choose them.
• Mutual Funds- Various mutual fund families are available through CUNA Brokerage Services, Inc., 2000 Heritage Way, Waverly, IA 50677, Member NASD/SIPC

MEMBERS BrokerNet
MEMBERS BrokerNet is a complete on-line brokerage service from CUNA Brokerage Services, Inc. Members can:
• Open a brokerage account
• View current account status and holdings
• Conduct trades
• Access both real-time and delayed quotes
• Manage an investment portfolio
• Develop and track a model portfolio
• Access broad-based investment research, including news reports and earnings estimates from some of the most respected names in investments including Standard & Poor’s, Reuters Limited, and Donaldson, Lufkin & Jenrette Securities Corporation.
• Use Fund Scan, an interactive mutual fund screening tool
• Access Market Watch, a market summary that’s updated during the trading day

Education Center
The Education Center is a comprehensive, searchable database that includes more than 70 money management articles that are continuously updated and expanded. Sample titles:
• Easy Ways To Save Paying Off Your Debts
• The New IRA Rules Stock and Bond Mutual Funds
• Smart Investing The New Education IRAs
• Social Security Retirement Benefits 401 (k)s
• Smart Money Moves for Parents College Costs

The products offered: (1) are not federally insured; (2) are not obligations of the credit union; (3) are not guaranteed by the credit union or any affiliated entity; (4) involve investment risks, including the possible loss of principal; and (5) if applicable, are being offered by an employee who serves both functions of accepting members' deposits and the selling of nondeposit investment products.

This credit union is federally insured by the National Credit Union Administration	Equal Housing        Opportunity